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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Under the Affordable Care Act, an insurer may place dollar limits on coverage for

A) routine adult dental services.
B) mental health services.
C) laboratory services.
D) maternity and newborn care.

2. What information must be included in the statement accompanying an insurance claim payment made by an insurer?

A) The agent ' s name and address
B) The coverage under which the payment is being made
C) The reinsurance carrier involved
D) A list of all claimants involved

3. Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than

A) 75 employees.
B) 100 employees.
C) 150 employees.
D) 200 employees.

4. Penalties that may be levied by the Department of Insurance for committing insurance fraud do NOT include

A) license suspension.
B) license revocation.
C) fines.
D) probation.

5. Which is an accurate description of the relationship between the premiums of a whole life policy and the premium payment period?

A) The longer the payment period, the higher the annual premium.
B) The payment period is not related to the annual premium.
C) The shorter the payment period, the lower the annual premium.
D) The shorter the payment period, the higher the annual premium.

Solutions: